Buying a car insurance plan can be a great deal, as this is a yearly investment which you make to cover any car-related risks. This checklist will help you compare different quotes from various insurance companies and select the best deal for yourself. Make sure you go through their inclusions and exclusions before actually taking up the policy. The premium will also vary based on the types of car, duration and the policy you take.
The market is bursting with numerous car insurance plans, which are providing value-oriented services to their customers. In this case, it might become confusing to analyze the best policy for you? Well, we have this sorted for you, you can check out this list of the top 5 car insurance plans for 2018, by analyzing their previous performance records including the CSR (claim settlement ratio), disbursement options, post-sales support, and customer care. Check it out!
1
ICICI Lombard Motor Insurance: This policy provides your car a cover from any unforeseen circumstances, including natural calamities, as well as damages caused by any other car and even man-made mishaps. Also, the co-passengers get a cover of up to 2lakhs from accidental destruction. The main benefit is the immediate assistance and even cashless servicing across 3000+ service center across the country. You can pay by multiple means; get 24*7 customer care support and also the door to door assistance.
Bajaj Allianz Car Insurance: Bajaj Allianz covers risk arising from unpredictable damages within India and Abroad. They also have more than 1500 garages across India to provide you free car services or they pay 75 percent of the total amount, based on the policy. You also get protection against natural catastrophes like earthquake, landslide, floods etc. and also in case of theft, terrorist activities or other man-caused destructions, if any. If you are the primary policyholder, you will get a cover of 1 lakh in an accidental case. Moreover, it also safeguards you from third-party liabilities in any accident posing a lifelong threat or death. Their customer care team is readily available and you also get SMS updates for your transactions.
3 TATA AIG Car Insurance: One of the biggest car insurance providers, TATA AIG provides you the most secured insurance policy, as it covers most of the risks possible under car insurance plans. Natural and human-created destructions are covered, but it also secures loss incurred from the theft of belongings inside your car. Customers even get free car pick-up and easy claim settlement within a week.
Bharti AXA Car Insurance: If your car happens to break down, this policy gives you immediate road-side assistance, also gets you aid in case of keys misplacement, 100 percent cover in case of car theft and also, if it’s wrecked beyond repair. Moreover, you can avail free repairing of parts from the garages that fall under their panel. There are also other benefits and discounts which customers can avail.
5 Reliance Car Insurance: Enjoy a hassle-free claim settlement under any circumstances causing damage or loss to your vehicle. Though, it does not include the routine abrasion to your vehicle. It provides you legal cover against critical circumstances of death, whereas, impairment of a person as well as any destruction or loss of property, is also included.
Simply put, when you think of purchasing your own car, it’s wise to get it insured from any adversity or an accident. In order to get that done, you need to buy a car insurance plan from any of the above mentioned top 5 car insurance plans for 2018, based on your requirements. Do not forget that a good car insurance policy offers you the financial protection and wards of any hassle that may turn up in the course of time.
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