IFFCO Tokio General Insurance Company was established in the year 2000. It plays an important role in providing a safe and secure life to a wide range of customers. IFFCO-Tokio General Insurance provides a wide number of comprehensive insurance products like Motor Insurance, Health Insurance and Travel Insurance.
Features under IFFCO Tokio Motor Insurance Plan
• Unique Emergency Assistance – This plan offers On Road Protection that provides you all kind of assistance during the time of an emergency.
• Cashless Claims – Policyholders can avail hassle free cashless facility at more than 2000 network garages or workshops, across India.
• In House Claim Settlement – The trained executive are there to help, in case of claim settlement.
• Doorstep Services – this insurance company arranges a free inspection in case there is a break-in insurance policy renewal.
• Easy and Quick Issuance – At IFFCO Tokio offices you can avail digitally signed policy documents within few minutes.
• 24X7 Customer Service – IFFCO Tokio offers 24X7 customer care service, which helps the customers to go through claim settlement procedure for their existing insurance plan. The highly trained customer service team is dedicated to help the customer, any time anywhere.
• Value Auto Coverage – This feature provides additional benefits and makes the motor insurance policy all the way more beneficial for the customers.
Features Under IFFCO Tokio Travel Insurance Plan
• Personal Accident - This policy provides coverage against any accidental bodily injury that might leads to permanent total disablement or death and results in loss of income.
• Hospitalization Expenses – The travel insurance plan by IFFCO Tokio General Insurance Company Covers treatment expenses up to Rs 75,000.
• Hospitalization Expenses – It covers the expenses for the following: Nursing expenses at the hospital, room rent, surgeon fees, anaesthetist, and doctor consultant or specialist charges. Along with these it also covers the cost of medicines, diagnostic expenses, blood, oxygen, operation theatre, anaesthesia, etc.
• Transportation Expenses– in case of death o the deceased, a clause under IFFCO Tokio Travel insurance plan covers all expenses incurred in the transportation from back to India.
• Legal Expenses – This clause covers all litigation expenses up to Rs 30,000 in case of any contingencies related to the insured’s income source.
• Repatriation Expenses & Employment Contingencies – This sections covers the policyholder for the cost of one way return airfare to India due to any emergency.
Feature Under IFFCO Tokio Health Insurance
Cashless claim facilities – Under this plan you are eligible to avail cashless hospitalization beneifts.
Room Charges - 1% of total sum assured
ICU/ITU Charges - 2% of total sum assured
Pre/post hospitalisation – Health insurance plan offered by IFFCO Tokio general insurance company offers pre and post hospitalization expenses. It covers Pre-hospitalisation expenses up to 30 days and Post-hospitalisation expenses up to 30 days, including nursing expenses.
Other Expenses – Blood, Oxygen, Diagnostic tests, Anaesthesia, Operation Theatre, Pathological tests. Chemotherapy, Prosthetic limbs or devices, Dialysis and other required valuable services for treatment.
Ambulance charges – during medical emergency this plan offers ambulance expenses coverage
Cash allowance for each day of hospital stay - Donor’s hospitalisation expenses
Domiciliary hospitalisation - Up to 20% of total sum assured
You may like to read : IFFCO TOKIO General Insurance Company - Policy Reviews, Premium