New India Assurance Co Ltd, is a government multinational general insurance company. The company has a wide network spread across 22 countries. Established in 1919 by Sir Dorabji Tata, New India Assurance is the only direct insurance company of India rated A-.
Why Choose New India Assurance
New India Assurance has more than 150 insurance products. It covers people from all sections of society ranging from large industries, small and medium companies to Rural and micro sector.
It has a wide distribution network of bancassurance partners, brokers, the government, auto majors, non-governmental organizations, corporations, etc.
New India Assurance Plans
New India Floater Mediclaim Policy
Eligibility
• Entry Age: 18 years to 65 years
• If a parent is covered under New India assurance plan, 3 months to 25 years for children
• Lifetime renewability
• Medical Screening is needed for persons above 50 years of age.
Inclusions
• Inpatient hospitalization expenses: Up to a certain limit
• Newborn coverage
• Room expenses
• ICU expenses
• Doctors, Consultants, Surgical Equipment, Diagnostic Equipment, Specialists, Blood, Oxygen, Radio/Chemotherapy, Medicines, Drugs, X-Rays, etc. charges.
• Organ donor hospitalization charges
• Cataract treatment expenses
• Daily cash allowance
• Congenital diseases
• Day care surgeries and procedures expenses
• Ambulance expenses
• Ayurvedic and Homeopathic treatments at government approved centers
• Pre-hospitalization charges: Up to 30 days
• Post-hospitalization charges: Up to 30 days
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Sum Assured
• Rs.2 lakhs, Rs.3 lakhs, Rs.5 lakhs or Rs. Rs.8 lakhs
• Available of a family floater basis.
• 1% of the basic sum assured is the payout per illness
Policy Tenure
• 1 year.
Benefits
• Cashless claim services
Mediclaim 2012 Policy
Eligibility
• Entry Age: 18 years to 65 years;
• If a parent is covered under New India assurance plan, 3 months to 25 years for children
• Lifetime renewable plan
Inclusions
• Inpatient hospitalization charge which include room charges, ICU costs, Surgeon, Doctor, Consultants, Specialists, etc. costs.
• Pre-hospitalization charges: Up to 30 days
• Post-hospitalization charges: Up to 60 days
Sum Assured
• Rs.1 lakh to Rs.8 lakhs
• Rs.3 lakhs for people above 55 years.
• Available on Individual and Family Floater basis.
Policy Tenure
• 1 year.
Mediclaim 2007 Policy
Eligibility
• Entry Age: 18 years to 60 years;
• If a parent is covered under New India assurance plan, 3 months to 18 years for children
Inclusions
• Ambulance expenses
• Pre-existing conditions are covered after a 4 year waiting period.
• Inpatient hospitalization charge which include room charges, ICU costs, Surgeon, Doctor, Consultants, Specialists, etc. costs.
• Pre-hospitalization charges: Up to 30 days
• Post-hospitalization charges: Up to 60 days
• Ayurvedic and Homeopathic treatments at government approved centers
Benefits
• Loyalty discounts.
• Good Health discounts.
• Coverage for health check expenses after 4 claim free years.
Family Floater Mediclaim Policy
Eligibility:
• Entry Age: 18 years to 60 years.
Inclusions:
• Day Care surgeries and procedures
• Cataract surgery charges
• Ambulance expenses
• Pre-existing conditions are covered after a 4 year waiting period.
• Inpatient hospitalization charge which include room charges, ICU costs, Surgeon, Doctor, Consultants, Specialists, etc. costs.
• Pre-hospitalization charges: Up to 30 days
• Post-hospitalization charges: Up to 60 days
• Ayurvedic and Homeopathic treatments at government approved centers
Sum Assured
• Rs.2 lakhs to Rs.5 lakhs
• Available on family floater
Benefits
• Loyalty discounts.
• Good health discounts.
Janata Mediclaim Policy
Eligibility
• Entry Age: 18 years to 60 years;
• If a parent is covered under New India assurance plan, 3 months to 18 years for children
Inclusions
• Inpatient hospitalization charges which include general ard charges, ICU charges, costs of consumables, rooms, equipment, etc.
• Pre and Post-hospitalization charges
• Ayurvedic and Homeopathic treatments at government approved centers
• Ambulance expenses
• Donor hospitalization charges
Sum Assured
• Rs.50,000 or R.75,000
• No-claim bonus which is given upon approval.
Features and Benefits
• Loyalty discounts.
• Good Health discounts.
• Coverage for health check expenses after 4 claim free years.
You may like to read : All about New India (NI) Assurance Company
Senior Citizen Mediclaim Policy
Eligibility
• Entry Age: 60 years to 80 years.
• Renewability: Up to 90 years.
• Medical Screening is needed for all applicants
Inclusions
• Inpatient hospitalization charge which include room charges, ICU costs, Surgeon, Doctor, Consultants, Specialists, etc. costs.
• Pre-hospitalization charges: Up to 30 days
• Post-hospitalization charges: Up to 60 days
• Ayurvedic and Homeopathic treatments at government approved centers
• Ambulance costs
• Donor hospitalization costs
Basic Sum Insured
• Rs.1 lakh or Rs.1.5 lakhs
• Co-payment: 90% of claim or sum assured, whichever is lower.
Policy Tenure
• 1 year.
Features and Benefits
• Cashless claim services
• Coverage for health check expenses after 4 claim free years.
Union Health Care Policy
Eligibility
• Entry Age: 3 years to 65 years;
• If a parent is covered under New India assurance plan, 3 months to 5 years for children
Inclusions
• Hospitalization charges including ICU costs, Room rent, etc.
• Pre and Post-hospitalization charges
• Personal Accident Cover of Rs1 lakh
