Thursday 15 December 2016

Try The New India Assurance Company For Buying Insurance Policies

New India Assurance Co. Ltd. is a company that has existed for more than nine decades. Now, it is a government owned company for general insurance products. It has received many prestigious awards, and it operates it has business in foreign countries as well.

The Overview Of Insurance Products

There are a number of insurance products available. The categories of these are personal insurance, commercial, industrial, liability and social insurance. And you can view the New India Assurance online website for complete details.



The personal insurance itself is an umbrella category that includes medical insurance for individuals and families, vehicle insurance and travel insurance. The insurance policies for personal items, home insurance, and maternity insurance are also a part of personal. You can check New India Assurance Mediclaim policy status online.

Commercial insurance section has a range of products for jewelers, bankers, common shopkeepers and more. The industrial category deals with the requirements of factories. Contractor, equipment, and fire are the kinds of things covered here.

Here are some particulars of the social insurance products

Plan name
Coverage
Features
Age limits
Janata Personal Accident Insurance
Injury or permanent disability from a direct accident 
Rupees 25 thousand to 1 lakh can be insured per person 
Ten years – 70 years
Jan ArogyaBima Policy
Just like a health insurance policy
Sum insured is fixed at 5 thousand

Five years – 70 years
Student Safety Insurance
Partial disability, loss of eyes or limbs and death
Issued in the name  of institution of students
All students

Why Buy New India Assurance?
Apart from being a government company, New India Assurance Review on every website is amazing. You can read a New India Assurance car insurance review for yourself.

The company offers lots of products that are not available from any privately owned insurance companies.  You can get direct links for New India Assurance policy document download on the website. Also, they have offices everywhere, and you can find agents to clear up all the details for you before buying.

Features And Benefits
·         Personal Money Insurance is a policy for protecting yourself against loss of cash, checks, demand drafts in transit
·         Mediclaim policy is available for individuals, family floater, and senior citizens
·         A unique benefit of new India Mediclaim is that they also cover Homeopathic and Ayurvedic treatments
·         You can get cashless treatment in government and select private hospitals; find the new India health insurance hospital list
·         Employers’ Liability, Carriers’ Liability, and Products Liability are some among the liability policies that are very helpful
·         You can get your new India health insurance Mediclaim premium quote through an agent

What Are The Inclusions?
For each policy, there are different inclusions. For example, if you buy Shopkeepers’ Policy, you can choose among different variants that cover damage to the building, burglary or loss of money.
All the inclusions are cited on the website. You can contact New India Assurance customer care if you have queries.


Exclusions
Just like inclusions, you can view the exclusions on the website.
For Family Floater Mediclaim policy, the exclusions are treatment outside India, pregnancy, dental treatment, etc. If you buy a plan for your car, wear, and tear, loss due to driving under the influence, and invalid license are excluded.

Documents Required
There are many documents that you will require during the claim and even while buying. You will be advised by the agents on what to submit.

Claim Process
There is no need to worry about the claim process. The only thing to remember is that you have to inform the company at the earliest by phone or email.


The steps needed for each policy claim is mentioned on the website. Read the ‘how to claim?’ section of Householders’ Policy to get a general idea. Or you can even read a comprehensive New India Assurance review for more information.

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